ZIP 40508 Property Distress & Foreclosure Data

In Fayette County, Kentucky, ZIP 40508 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100). On the structural side it scores 76/100, with 6/100 of stress already active.

The market reads expansion — home values rose 5.3% year on year, and 32% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $28,040 — below the roughly $78,000 national figure. About 36% have a four-year degree. Roughly 37.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 57% of renters are cost-burdened. The tenure split is 29% owner-occupied to 71% rented. On demographic stress specifically, 40508 scores 50/100. The ZIP holds roughly 11,094 housing units. The vacancy rate is 12.9% — elevated. About 24,356 people live here, median age 24. A median home runs $182,800 here, or 6.2 times local income.

Net-net, 40508 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.