ZIP 40515 Property Distress & Foreclosure Data

Fayette County, Kentucky's ZIP 40515 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (66/100), institutional ownership (59/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (75/100)). On the structural side it scores 74/100, with 7/100 of stress already active.

The expansion-phase market in 40515 posted values that rose 5.3% over the year, and 21% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 33% of renters are cost-burdened. The ZIP holds roughly 16,074 housing units. At $83,782, median income runs near typical U.S. levels. Around 53% of adults hold a bachelor's degree or higher. The poverty rate is 7.9%. 60% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. The typical home is worth about $340,500 (3.8× income, relatively affordable). Population is roughly 36,787 with a median age of 38. The vacancy rate is 4.9%.

On balance 40515 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.