ZIP 40356 Property Distress & Foreclosure Data

DLRadar grades ZIP 40356 (Jessamine County, Kentucky) at a low 22/100 for overall property distress. Structural exposure scores 49 and live distress 7 on the 0–100 scale. Property-level stress concentrates in institutional ownership (63/100), structural risk (49/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (92/100), FEMA disaster exposure (79/100)).

The expansion-phase market in 40356 posted values that rose 5.3% over the year, and 21% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 45,142 with a median age of 40. The poverty rate is 10.3%. The typical home is worth about $268,100 (3.3× income, relatively affordable). 71% of housing is owner-occupied. Rent burden reaches 34% of tenant households. Vacancy runs 5.3%. There are about 18,288 housing units across 40356. The demographic-stress sub-score lands at 28/100. Around 32% of adults hold a bachelor's degree or higher. At $75,264, median income runs near typical U.S. levels.

On balance 40356 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.