Jessamine County, KY: Foreclosures, Tax Liens & Distressed Properties
Jessamine County, KY, Kentucky: 5 ZIP codes scored, Jessamine County, KY averaging 27/100 (low, Jessamine, KY), from 23 to 31. Jessamine County, KY is in its expansion phase (Jessamine, KY confidence 40/100): Jessamine, KY home prices up 5.9% (Jessamine, KY) over twelve months. Jessamine County, KY lender headwind: 42/100.
Highest-scoring Jessamine County, KY ZIPs: 40515 (31/100), 40339 (27/100), 40356 (27/100), 40390 (27/100), 40383 (23/100).
Across Jessamine County, KY's scored ZIPs: median home value $256,460, household income $79,004, 8.4% vacancy, 14.6% poverty, 70% owner-occupied, median age 41.0.
Jessamine County, KY insurance distress 82/100 (#308 in the US); FEMA hazard 74/100 for Jessamine, KY; 12 federal disaster declarations in Jessamine County, KY since 2023; 25 Jessamine, KY NFIP flood claims, $1.6M paid; Jessamine, KY construction distress 50/100.
11 banks with 16 branches lend in Jessamine County, KY; Jessamine, KY weighted bank stress 61/100, highest 76/100 in Jessamine, KY.
Jessamine County, KY unemployment 3.7%; 458 new housing units permitted in Jessamine County, KY over twelve months, Jessamine, KY up 0% from 458; Jessamine, KY home prices +11.7% a year (Jessamine, KY) over three years.
21,198 housing units in Jessamine County, KY; 6,038 Jessamine, KY renter households; 39% of Jessamine, KY renters spend 30%+ of income on rent, 19% (Jessamine, KY) half or more.
Jessamine County, KY ranks #1,627 nationally on the opportunity index (Jessamine, KY, among all ranked counties); Jessamine, KY scores 29.0/100 and Jessamine, KY sits #90 inside Kentucky. Jessamine, KY is in the early_signal opportunity phase; Jessamine, KY's primary driver is bank institutional, Jessamine, KY second driver construction; Jessamine, KY moved up 510 places. 12 short-sale listings across Jessamine, KY; 119 days on market observed in Jessamine, KY; 6.2% vacancy over 5 Jessamine, KY ZIPs.
No CFPB county sample covers Jessamine County, KY. The metro area reading for Jessamine, KY (Lexington-Fayette, KY): 0.8% ninety-plus days late; Jessamine, KY's thirty-to-eighty-nine share is 1.3% (Jessamine, KY, December 2025 data); Kentucky overall 1.0%.
Jessamine County, KY has 6 watched banks; 6 Jessamine, KY banks sit in an elevated band. Jessamine, KY footprints: Farmers Bank (4 branches, stress 68) in Jessamine, KY; Central Bank&Trust Co (2 branches, stress 56) in Jessamine, KY; Stock Yards Bank&Trust Co (2 branches, stress 51) in Jessamine, KY.
HUD lists 2 assisted multifamily properties in Jessamine County, KY with 300 units; 59 Jessamine, KY units are assisted, 1 Jessamine, KY properties under project-based Section 8.
1,285 of the 21,198 housing units in Jessamine, KY sit vacant. Jessamine County, KY permitted 118 multifamily units in twelve months; Jessamine, KY's one-to-four unit structures added 340 units in Jessamine County, KY.