ZIP 40383 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 40383 (Woodford County, Kentucky) lands at 24/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (85/100). What sets it apart are the readings on institutional ownership (67/100), structural risk (54/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (18/100) stay muted. The split runs 54/100 structural to 7/100 active on the ground.

The market reads expansion — home values rose 5.9% year on year, and 22% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $312,500 here, or 3.5 times local income. 72% of housing is owner-occupied. About 24,228 people live here, median age 43. Rent burden reaches 36% of tenant households. There are about 10,589 housing units across 40383. On demographic stress specifically, 40383 scores 28/100. Vacancy runs 7.0%. 9.9% of residents fall below the poverty threshold. Median household income is $80,444, near the U.S. median near $78,000. About 42% have a four-year degree.

On balance, 40383 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 40383 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 40383 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Woodford County, Kentucky and the nation. Every figure is auditable to a public dataset and refreshed as records update; 40383 shows blanks, not estimates, wherever the record is sparse.

40383's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 40383 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.