ZIP 40383 Property Distress & Foreclosure Data

DLRadar grades ZIP 40383 (Woodford County, Kentucky) at a low 27/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (83/100)). Property-level stress concentrates in institutional ownership (66/100), structural risk (61/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 61/100 against active distress of 7/100.

The expansion-phase market in 40383 posted values that rose 5.3% over the year, and 22% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $312,500 (3.5× income, relatively affordable). 72% of housing is owner-occupied. Population is roughly 24,228 with a median age of 43. Rent burden reaches 36% of tenant households. There are about 10,589 housing units across 40383. The demographic-stress sub-score lands at 28/100. Vacancy runs 7.0%. The poverty rate is 9.9%. At $80,444, median income runs near typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher.

On balance 40383 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.