ZIP 40372 Property Distress & Foreclosure Data

ZIP code 40372 in Mercer County, Kentucky carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 60/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (74/100). What sets it apart are the readings on institutional ownership (60/100), structural risk (60/100), construction/permit lag (58/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 18% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,265 residents call 40372 home, typically aged 44. Median household income is $86,667, near the U.S. median near $78,000. Home values center near $229,800, an affordability ratio of 2.7× — accessible. Vacancy runs 7.7%. Rent burden reaches 0% of tenant households. Educational attainment sits at 23% bachelor's-or-above. Owners hold 88% of homes, renters 12%. 5.0% of residents fall below the poverty threshold. There are about 885 housing units across 40372. DLRadar's demographic-stress index for the area reads 20/100.

Overall, 40372 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.