ZIP 40372 Foreclosure, Tax-Lien & Distress Report

ZIP 40372's composite property-distress score is 26/100 - DLRadar classes that as low for Mercer County, Kentucky. Structurally it carries 58/100, against 7/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (92/100), FEMA disaster exposure (69/100)). What sets it apart are the readings on institutional ownership (62/100), structural risk (58/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (23/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 18% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

2,265 residents call 40372 home, typically aged 44. Median household income is $86,667, near the U.S. median near $78,000. A median home runs $229,800 here, or 2.7 times local income. The vacancy rate is 7.7%. Around 0% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. 88% of housing is owner-occupied. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 885 housing units. DLRadar's demographic-stress index for the area reads 20/100.

Net-net, 40372 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 40372 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 40372 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 40372 reflects the current record instead of a stale or modeled snapshot.

40372's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 40372 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.