ZIP 40040 Property Distress & Foreclosure Data

DLRadar grades ZIP 40040 (Washington County, Kentucky) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (82/100). Property-level stress concentrates in institutional ownership (68/100), construction/permit lag (56/100), structural risk (55/100). Structural exposure scores 55 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 40040 scores 47/100. There are about 446 housing units across 40040. About 11% have a four-year degree. A median home runs $158,600 here, or 5.5 times local income. Rent burden reaches 58% of tenant households. About 703 people live here, median age 44. Households earn a median $26,369 — below the roughly $78,000 national figure. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 44.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 40040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.