ZIP 40330 Property Distress & Foreclosure Data

Mercer County, Kentucky's ZIP 40330 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 60 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (61/100), institutional ownership (60/100), structural risk (60/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (75/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 26% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

20,805 residents call 40330 home, typically aged 42. There are about 9,674 housing units across 40330. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 77% of homes, renters 23%. 11.9% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. Rent burden reaches 29% of tenant households. Home values center near $199,500, an affordability ratio of 3.0× — accessible. Median household income is $61,804, below the U.S. median near $78,000.

Overall, 40330 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.