ZIP 40440 Property Distress & Foreclosure Data

In Boyle County, Kentucky, ZIP 40440 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 36 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (39/100), structural risk (36/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (14/100). Environmental exposure also runs high (FEMA disaster exposure (64/100)).

The peak-phase market in 40440 posted values that rose 4.5% over the year, and 22% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,301 with a median age of 39. The typical home is worth about $134,700 (2.5× income, relatively affordable). The poverty rate is 22.6% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. There are about 1,065 housing units across 40440. The demographic-stress sub-score lands at 33/100. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 62% of tenant households. 84% of housing is owner-occupied. At $50,987, median income runs below typical U.S. levels.

On the whole, 40440 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.