ZIP 40419 Property Distress & Foreclosure Data

DLRadar grades ZIP 40419 (Lincoln County, Kentucky) at a low 24/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (79/100), flood (NFIP) exposure (73/100)). Property-level stress concentrates in institutional ownership (59/100), structural risk (54/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 54 and live distress 7 on the 0–100 scale.

The peak-phase market in 40419 posted values that rose 4.5% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. 80% of housing is owner-occupied. Population is roughly 5,128 with a median age of 38. Rent burden reaches 29% of tenant households. There are about 1,962 housing units across 40419. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $124,100 (2.6× income, relatively affordable). At $53,078, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100. The poverty rate is 16.8% — high, a tax-stress and distress correlate.

On balance 40419 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.