ZIP 40460 Property Distress & Foreclosure Data

Composite property distress in 40460 (Rockcastle County, Kentucky) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (67/100). The sharpest non-environmental signals are institutional ownership (66/100), structural risk (42/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 42/100 against active distress of 8/100.

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,269 people live here, median age 40. A median home runs $69,000 here, or 2.5 times local income. The tenure split is 92% owner-occupied to 8% rented. There are about 474 housing units across 40460. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $31,573 — below the roughly $78,000 national figure. Rent burden reaches 46% of tenant households. On demographic stress specifically, 40460 scores 38/100. About 7% have a four-year degree. Roughly 52.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 40460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.