Rockcastle County, KY: Foreclosures, Tax Liens & Distressed Properties

Rockcastle County, KY, Kentucky: 7 ZIP codes scored, Rockcastle County, KY averaging 23/100 (low, Rockcastle, KY), from 19 to 31. Rockcastle County, KY is in its peak phase (Rockcastle, KY confidence 22/100): Rockcastle, KY home prices up 4.4% (Rockcastle, KY) over twelve months. Rockcastle County, KY lender headwind: 28/100.

Highest-scoring Rockcastle County, KY ZIPs: 40403 (31/100), 40447 (29/100), 40409 (23/100), 40419 (23/100), 40445 (19/100), 40456 (19/100). Also scored in Rockcastle County, KY: 40460.

Across Rockcastle County, KY's scored ZIPs: median home value $123,257, household income $51,338, 14.0% vacancy, 29.8% poverty, 77% owner-occupied, median age 40.5.

Rockcastle County, KY insurance distress 81/100 (#312 in the US); FEMA hazard 93/100 for Rockcastle, KY; 20 federal disaster declarations in Rockcastle County, KY since 2023; 1 Rockcastle, KY NFIP flood claims, $31K paid; Rockcastle, KY construction distress 12/100.

4 banks with 6 branches lend in Rockcastle County, KY; Rockcastle, KY weighted bank stress 54/100, highest 65/100 in Rockcastle, KY.

Rockcastle County, KY unemployment 4.9% (Rockcastle, KY -0.3 pts, six months); Rockcastle, KY home prices +11.1% a year (Rockcastle, KY) over three years.

7,391 housing units in Rockcastle County, KY; 1,517 Rockcastle, KY renter households; 28% of Rockcastle, KY renters spend 30%+ of income on rent, 20% (Rockcastle, KY) half or more.

Rockcastle County, KY ranks #857 nationally on the opportunity index (Rockcastle, KY, among all ranked counties); Rockcastle, KY scores 31.7/100 and Rockcastle, KY sits #58 inside Kentucky. Rockcastle, KY is in the watchlist opportunity phase; Rockcastle, KY's primary driver is vacancy, Rockcastle, KY second driver bank institutional; Rockcastle, KY moved up 283 places. 3 short-sale listings across Rockcastle, KY; 105 days on market observed in Rockcastle, KY; 12.6% vacancy over 7 Rockcastle, KY ZIPs.

No CFPB county sample covers Rockcastle County, KY. The non-metro area reading for Rockcastle, KY: 1.1% ninety-plus days late; Rockcastle, KY's thirty-to-eighty-nine share is 3.0% (Rockcastle, KY, December 2025 data); Kentucky overall 1.0%.

Rockcastle County, KY has 4 watched banks; 4 Rockcastle, KY banks sit in an elevated band. Rockcastle, KY footprints: Citizens Bank (2 branches, stress 65) in Rockcastle, KY; Community Trust Bank Inc (2 branches, stress 47) in Rockcastle, KY; Whitaker Bank (1 branch, stress 57) in Rockcastle, KY.

HUD lists 2 assisted multifamily properties in Rockcastle County, KY with 122 units; 122 Rockcastle, KY units are assisted, 2 Rockcastle, KY properties under project-based Section 8.

857 of the 7,391 housing units in Rockcastle, KY sit vacant.