ZIP 40481 Foreclosure, Tax-Lien & Distress Report

In Jackson County, Kentucky, ZIP 40481 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on institutional ownership (69/100), structural risk (41/100). Structurally it carries 41/100, against 0/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), flood (NFIP) exposure (79/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 27.7% — high, a tax-stress and distress correlate. Rent burden reaches 100% of tenant households. There are about 116 housing units across 40481. DLRadar's demographic-stress index for the area reads 64/100. Population is roughly 173 with a median age of 48. Owners hold 75% of homes, renters 25%. About 18% have a four-year degree. Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 40481 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 40481 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 40481 stays directly comparable to neighboring ZIPs and the rest of Jackson County, Kentucky. Where the record is thin for 40481, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 40481 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 40481 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.