ZIP 40402 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40402 (Jackson County, Kentucky) at a minimal 14/100 for overall property distress. On the structural side it scores 29/100, with 7/100 of stress already active. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (29/100), mortgage stress (22/100). structural risk (29/100) and mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 925 housing units. Around 12% of renters are cost-burdened. The typical home is worth about $73,600 (1.8× income, relatively affordable). Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,500 with a median age of 41. Households earn a median $50,805 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. Roughly 15.9% live below the poverty line. 82% of housing is owner-occupied. Educational attainment sits at 14% bachelor's-or-above.

Overall, 40402 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 40402 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 40402 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Jackson County, Kentucky and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 40402 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 40402 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 40402 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.