ZIP 40336 Property Distress & Foreclosure Data

ZIP code 40336 in Estill County, Kentucky carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (79/100). What sets it apart are the readings on institutional ownership (68/100), structural risk (45/100), mortgage stress (26/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 7% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

12,650 residents call 40336 home, typically aged 44. Median household income is $45,060, below the U.S. median near $78,000. Home values center near $121,600, an affordability ratio of 2.5× — accessible. Rent burden reaches 35% of tenant households. There are about 6,122 housing units across 40336. Educational attainment sits at 10% bachelor's-or-above. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. 21.5% of residents fall below the poverty threshold. Owners hold 72% of homes, renters 28%. DLRadar's demographic-stress index for the area reads 31/100.

Taken together, 40336 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.