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ZIP 40336 Foreclosure, Tax-Lien & Distress Report

Estill County, Kentucky · High Vacancy market

ZIP code 40336 in Estill County, Kentucky carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 70/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (93/100), flood (NFIP) exposure (79/100)). Its standout signals are construction/permit lag (100/100), structural risk (70/100), institutional ownership (68/100). mortgage stress (26/100) stay muted.

The neutral-phase market in 40336 posted values that rose 4.5% over the year, and 7% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 12,650 people live here, median age 44. Median household income is $45,060, below the U.S. median near $78,000. A median home runs $121,600 here, or 2.5 times local income. Around 35% of renters are cost-burdened. There are about 6,122 housing units across 40336. Educational attainment sits at 10% bachelor's-or-above. The vacancy rate is 12.6% — elevated. Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 72% of homes, renters 28%. The demographic-stress sub-score lands at 31/100.

Net-net, 40336 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 40336 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 40336's 31/100 can be lined up against any neighbor in Estill County, Kentucky or any ZIP coast to coast. 40336 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 31/100 figure for 40336 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 40336 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

31/100
Composite stress
70/100
Structural risk
8/100
Distress activity

ZIP 40336 distress signals, scored

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk35
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 40336 by the numbers

The live 40336 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Estill County ZIPs near 40336

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Every distressed parcel in 40336 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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