Estill County, KY: Foreclosures, Tax Liens & Distressed Properties
Estill County, KY, Kentucky: 5 ZIP codes scored, Estill County, KY averaging 30/100 (moderate, Estill, KY), from 28 to 31. Estill County, KY is in its peak phase (Estill, KY confidence 22/100): Estill, KY home prices up 4.4% (Estill, KY) over twelve months. Estill County, KY lender headwind: 64/100.
Highest-scoring Estill County, KY ZIPs: 40472 (31/100), 40312 (30/100), 40336 (30/100), 40380 (30/100), 40447 (28/100).
Across Estill County, KY's scored ZIPs: median home value $121,960, household income $38,973, 17.7% vacancy, 24.6% poverty, 72% owner-occupied, median age 42.1.
Estill County, KY insurance distress 85/100 (#221 in the US); FEMA hazard 90/100 for Estill, KY; 16 federal disaster declarations in Estill County, KY since 2023; 10 Estill, KY NFIP flood claims, $199K paid; Estill, KY construction distress 100/100.
2 banks with 4 branches lend in Estill County, KY; Estill, KY weighted bank stress 83/100, highest 100/100 in Estill, KY.
Estill County, KY unemployment 5.2% (Estill, KY -0.8 pts, six months); Estill, KY home prices +12.3% a year (Estill, KY) over three years.
6,864 housing units in Estill County, KY; 1,631 Estill, KY renter households; 33% of Estill, KY renters spend 30%+ of income on rent, 17% (Estill, KY) half or more.
Estill County, KY ranks #15 nationally on the opportunity index (Estill, KY, among all ranked counties); Estill, KY scores 41.2/100 and Estill, KY sits #2 inside Kentucky. Estill, KY is in the strong_buy opportunity phase; Estill, KY's primary driver is construction, Estill, KY second driver vacancy; Estill, KY moved up 4 places. 7 short-sale listings across Estill, KY; 28 days on market observed in Estill, KY; 13.8% vacancy over 5 Estill, KY ZIPs.
No CFPB county sample covers Estill County, KY. The non-metro area reading for Estill, KY: 1.1% ninety-plus days late; Estill, KY's thirty-to-eighty-nine share is 3.0% (Estill, KY, December 2025 data); Kentucky overall 1.0%.
Estill County, KY has 2 watched banks; 2 Estill, KY banks sit in an elevated band. Estill, KY footprints: Pbt Bcorp (2 branches, stress 100) in Estill, KY; Citizens Guaranty Bank (2 branches, stress 66) in Estill, KY.
889 of the 6,864 housing units in Estill, KY sit vacant.