ZIP 40312 Foreclosure, Tax-Lien & Distress Report

ZIP 40312's composite property-distress score is 30/100 - DLRadar classes that as moderate for Powell County, Kentucky. Structural risk reads 69/100 against active distress of 9/100. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), flood (NFIP) exposure (79/100). What sets it apart are the readings on construction/permit lag (100/100), institutional ownership (76/100), structural risk (69/100). mortgage stress (30/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 48% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 66% of homes, renters 34%. The demographic-stress sub-score lands at 36/100. There are about 2,681 housing units across 40312. Around 34% of renters are cost-burdened. A median home runs $144,600 here, or 3.9 times local income. The vacancy rate is 17.1% — elevated. Around 15% of adults hold a bachelor's degree or higher. Median household income is $38,081, below the U.S. median near $78,000. 6,156 residents call 40312 home, typically aged 40. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 40312 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 40312 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 40312's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 40312, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

40312's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 40312 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.