ZIP 40312 Property Distress & Foreclosure Data

Powell County, Kentucky's ZIP 40312 registers 30/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 69 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), flood (NFIP) exposure (79/100). The most distinctive pressure shows up in construction/permit lag (100/100), institutional ownership (77/100), structural risk (69/100). mortgage stress (30/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 48% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 66% of homes, renters 34%. DLRadar's demographic-stress index for the area reads 36/100. There are about 2,681 housing units across 40312. Rent burden reaches 34% of tenant households. Home values center near $144,600, an affordability ratio of 3.9× — accessible. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 15% bachelor's-or-above. Median household income is $38,081, below the U.S. median near $78,000. 6,156 residents call 40312 home, typically aged 40. 22.9% of residents fall below the poverty threshold.

Taken together, 40312 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.