ZIP 40337 Property Distress & Foreclosure Data

In Montgomery County, Kentucky, ZIP 40337 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (63/100), institutional ownership (45/100), structural risk (44/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 44/100 structural and 5/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 10% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The tenure split is 79% owner-occupied to 21% rented. The vacancy rate is 17.0% — elevated. On demographic stress specifically, 40337 scores 24/100. Around 12% of renters are cost-burdened. Households earn a median $61,906 — below the roughly $78,000 national figure. About 17% have a four-year degree. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 5,461 people live here, median age 34. A median home runs $152,700 here, or 1.9 times local income. The ZIP holds roughly 2,183 housing units.

Net-net, 40337 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.