ZIP 40353 Property Distress & Foreclosure Data

Montgomery County, Kentucky's ZIP 40353 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (84/100)). On the structural side it scores 45/100, with 5/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (61/100), institutional ownership (46/100), structural risk (45/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 40353 posted values that rose 4.5% over the year, and 19% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $56,981, median income runs below typical U.S. levels. 64% of housing is owner-occupied. Population is roughly 22,534 with a median age of 42. Around 25% of renters are cost-burdened. The poverty rate is 15.1%. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 8.8%. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 9,901 housing units. The typical home is worth about $184,000 (3.1× income, relatively affordable).

On balance 40353 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.