ZIP 40357 Property Distress & Foreclosure Data

Composite property distress in 40357 (Bourbon County, Kentucky) lands at 21/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (61/100). On the structural side it scores 46/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (59/100), structural risk (46/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (20/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $11,786, below the U.S. median near $78,000. The ZIP holds roughly 35 housing units. Owners hold 23% of homes, renters 78%. Educational attainment sits at 0% bachelor's-or-above. 78.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 74/100. Home values center near $95,000, an affordability ratio of 8.1× — stretched. The vacancy rate is 14.9% — elevated. Around 94% of renters are cost-burdened. 94 residents call 40357 home, typically aged 40.

Taken together, 40357 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.