ZIP 40348 Property Distress & Foreclosure Data

Composite property distress in 40348 (Bourbon County, Kentucky) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (59/100), structural risk (46/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (20/100) stay muted. The latent-versus-live split is 46/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (61/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $43,571, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. 21.4% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. The ZIP holds roughly 370 housing units. Home values center near $104,700, an affordability ratio of 2.9× — accessible. Around 50% of renters are cost-burdened. 522 residents call 40348 home, typically aged 55. Owners hold 41% of homes, renters 59%. The vacancy rate is 13.2% — elevated.

Taken together, 40348 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.