ZIP 40348 Foreclosure, Tax-Lien & Distress Report

Bourbon County, Kentucky's ZIP 40348 registers 22/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: institutional ownership (56/100), structural risk (49/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (23/100). Structural risk reads 49/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (60/100)).

The expansion-phase market in 40348 posted values that rose 5.9% over the year (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $43,571, below the U.S. median near $78,000. On demographic stress specifically, 40348 scores 36/100. 21.4% of residents fall below the poverty threshold. Around 20% of adults hold a bachelor's degree or higher. There are about 370 housing units across 40348. A median home runs $104,700 here, or 2.9 times local income. Rent burden reaches 50% of tenant households. Population is roughly 522 with a median age of 55. 41% of housing is owner-occupied. The vacancy rate is 13.2% — elevated.

On the whole, 40348 leans distressed, with opportunity clustered in specific stressed parcels. While 40348 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 40348's 22/100 can be lined up against any neighbor in Bourbon County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 40348 reflects the current record instead of a stale or modeled snapshot.

Behind 40348's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 40348 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.