ZIP 40324 Property Distress & Foreclosure Data

DLRadar grades ZIP 40324 (Scott County, Kentucky) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100). On the structural side it scores 63/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (72/100), structural risk (63/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 21% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 28% of renters are cost-burdened. Educational attainment sits at 34% bachelor's-or-above. Median household income is $83,012, near the U.S. median near $78,000. Home values center near $289,100, an affordability ratio of 3.2× — accessible. 11.0% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. The ZIP holds roughly 21,027 housing units. DLRadar's demographic-stress index for the area reads 27/100. 52,173 residents call 40324 home, typically aged 35. The vacancy rate is 5.1%.

Overall, 40324 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.