ZIP 40370 Foreclosure, Tax-Lien & Distress Report

In Scott County, Kentucky, ZIP 40370 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 63 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (73/100)). Property-level stress concentrates in construction/permit lag (83/100), structural risk (63/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 12% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 2,662 people live here, median age 50. A median home runs $284,200 here, or 3.0 times local income. 86% of housing is owner-occupied. On demographic stress specifically, 40370 scores 25/100. There are about 1,188 housing units across 40370. Around 23% of adults hold a bachelor's degree or higher. Vacancy runs 8.5%. Median household income is $92,369, above the U.S. median near $78,000. Roughly 11.7% live below the poverty line. Around 22% of renters are cost-burdened.

Overall, 40370 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 40370 at the moment; the composite and its components are still built from verifiable public records.

The 40370 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 40370 stays directly comparable to neighboring ZIPs and the rest of Scott County, Kentucky. Sparse data for 40370 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 40370's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 40370 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.