ZIP 40370 Property Distress & Foreclosure Data

Composite property distress in 40370 (Scott County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 62 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), FEMA disaster exposure (70/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (62/100), institutional ownership (54/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 5.1% year on year, and 12% higher over three years, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,662 people live here, median age 50. A median home runs $284,200 here, or 3.0 times local income. The tenure split is 86% owner-occupied to 14% rented. On demographic stress specifically, 40370 scores 25/100. There are about 1,188 housing units across 40370. About 23% have a four-year degree. Vacancy runs 8.5%. Households earn a median $92,369 — above the roughly $78,000 national figure. Roughly 11.7% live below the poverty line. Rent burden reaches 22% of tenant households.

Net-net, 40370 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.