ZIP 41003 Foreclosure, Tax-Lien & Distress Report
Harrison County, Kentucky · Affordable market
Composite property distress in 41003 (Harrison County, Kentucky) lands at 22/100 — low on DLRadar's public-record scoring. The split runs 50/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (69/100). Property-level stress concentrates in institutional ownership (58/100), structural risk (50/100), construction/permit lag (41/100). mortgage stress (24/100) stay muted.
Prices here sit in a neutral phase: values rose 4.8% over the trailing year (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
There are about 1,154 housing units across 41003. The vacancy rate is 11.5% — elevated. At $71,875, median income runs near typical U.S. levels. Around 31% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. The demographic-stress sub-score lands at 26/100. A median home runs $157,000 here, or 2.0 times local income. Around 5% of adults hold a bachelor's degree or higher. Population is roughly 2,891 with a median age of 41. Roughly 8.8% live below the poverty line.
On balance 41003 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 41003 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 41003 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 41003 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 22/100 for 41003 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 41003 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 41003
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 41003 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 41003, the same set carried on every parcel.
Nearby ZIPs in Harrison County
More distress data near 41003
Further distress data across Harrison County, Kentucky at ZIP, county and state level.
Unlock parcel-level detail for ZIP 41003
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Built from public records, scored the same way everywhere · methodology