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ZIP 41043 Foreclosure, Tax-Lien & Distress Report

Bracken County, Kentucky · High Vacancy market

ZIP 41043's composite property-distress score is 16/100 - DLRadar classes that as low for Bracken County, Kentucky. Environmental exposure also runs high (FEMA disaster exposure (79/100), flood (NFIP) exposure (74/100)). The pressure is most legible in institutional ownership (59/100), structural risk (36/100), mortgage stress (24/100). On the quiet end sit structural risk (36/100) and mortgage stress (24/100). Structural exposure scores 36 and live distress 7 on the 0–100 scale.

The peak-phase market in 41043 posted values that rose 3.5% over the year, and 56% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

1,576 residents call 41043 home, typically aged 43. The typical home is worth about $211,800 (2.6× income, relatively affordable). The ZIP holds roughly 746 housing units. The tenure split is 91% owner-occupied to 9% rented. The vacancy rate is 22.2% — elevated. Median household income is $80,905, near the U.S. median near $78,000. On demographic stress specifically, 41043 scores 23/100. The poverty rate is 13.3%. Around 0% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher.

Net-net, 41043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 41043 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 41043 shows blanks, not estimates, wherever the record is sparse.

Behind 41043's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 41043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
36/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 41043

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk18
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 41043 distress snapshot

Current distress, phase, housing and lender-pressure figures for 41043, drawn from the same report attached to each property.

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