ZIP 41004 Property Distress & Foreclosure Data

Composite property distress in 41004 (Bracken County, Kentucky) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (35/100), mortgage stress (24/100). On the quiet end sit structural risk (35/100) and mortgage stress (24/100). The latent-versus-live split is 35/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (67/100)).

The peak-phase market in 41004 posted values that rose 4.5% over the year, and 36% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $59,944, median income runs below typical U.S. levels. The poverty rate is 25.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 26/100. Around 25% of renters are cost-burdened. The typical home is worth about $119,100 (1.8× income, relatively affordable). Population is roughly 4,105 with a median age of 42. The vacancy rate is 11.6% — elevated. 82% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,743 housing units.

On the whole, 41004 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.