ZIP 41004 Foreclosure, Tax-Lien & Distress Report

ZIP 41004's composite property-distress score is 15/100 - DLRadar classes that as low for Bracken County, Kentucky. Its standout signals are institutional ownership (60/100), structural risk (34/100), mortgage stress (24/100). On the quiet end sit structural risk (34/100) and mortgage stress (24/100). Structurally it carries 34/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100).

The peak-phase market in 41004 posted values that rose 3.6% over the year, and 36% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $59,944, below the U.S. median near $78,000. 25.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 26/100. Rent burden reaches 25% of tenant households. Home values center near $119,100, an affordability ratio of 1.8× — accessible. 4,105 residents call 41004 home, typically aged 42. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 82% of homes, renters 18%. Educational attainment sits at 20% bachelor's-or-above. There are about 1,743 housing units across 41004.

Net-net, 41004 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 41004 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 41004's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 41004 reflects the current record instead of a stale or modeled snapshot.

41004's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 41004 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.