ZIP 40311 Property Distress & Foreclosure Data

Composite property distress in 40311 (Nicholas County, Kentucky) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (50/100), construction/permit lag (43/100), structural risk (36/100). On the quiet end sit structural risk (36/100) and mortgage stress (21/100). The latent-versus-live split is 36/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (91/100)).

The peak-phase market in 40311 posted values that rose 4.7% over the year, and 9% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $55,741, median income runs below typical U.S. levels. The poverty rate is 16.1%. Around 30% of renters are cost-burdened. The vacancy rate is 17.5% — elevated. Around 11% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,360 housing units. Population is roughly 7,676 with a median age of 39. The demographic-stress sub-score lands at 29/100. The typical home is worth about $130,000 (2.2× income, relatively affordable). 71% of housing is owner-occupied.

On the whole, 40311 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.