ZIP 40358 Property Distress & Foreclosure Data

Bath County, Kentucky's ZIP 40358 registers 16/100 composite distress, which DLRadar reads as low. Structural risk reads 36/100 against active distress of 8/100. The most distinctive pressure shows up in institutional ownership (71/100), structural risk (36/100), mortgage stress (28/100). By contrast, structural risk (36/100) and mortgage stress (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (65/100).

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $220,000 here, or 1.7 times local income. Households earn a median $84,537 — near the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 40358 scores 19/100. About 1,219 people live here, median age 42. About 18% have a four-year degree. Vacancy runs 7.5%. There are about 403 housing units across 40358. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 13% of tenant households.

Overall 40358 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.