ZIP 40371 Foreclosure, Tax-Lien & Distress Report
Bath County, Kentucky · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 40371 in Bath County, Kentucky comes in at 25, a low composite-distress reading. The pressure is most legible in construction/permit lag (100/100), institutional ownership (67/100), structural risk (58/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). Structural risk reads 58/100 against active distress of 8/100.
The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 1,144 housing units. Rent burden reaches 63% of tenant households. Roughly 24.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $148,100 here, or 2.0 times local income. Around 10% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 33/100. 2,587 residents call 40371 home, typically aged 33. The vacancy rate is 15.4% — elevated. Households earn a median $55,104 — below the roughly $78,000 national figure. 85% of housing is owner-occupied.
Taken together, 40371 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 40371 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 40371 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40371 can be compared directly against any other ZIP in Bath County, Kentucky or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 40371 shows blanks, not estimates, wherever the record is sparse.
Each component behind 40371 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 40371 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 40371
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 40371 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 40371, the same set carried on every parcel.
Other Bath County ZIP codes
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Rules-based scoring — each signal ties to a public dataset · methodology