Bath County, KY: Foreclosures, Tax Liens & Distressed Properties
Bath County, KY, Kentucky: 8 ZIP codes scored, Bath County, KY averaging 23/100 (low, Bath, KY), from 17 to 26. Bath County, KY is in its peak phase (Bath, KY confidence 22/100): Bath, KY home prices up 4.4% (Bath, KY) over twelve months. Bath County, KY lender headwind: 61/100.
Highest-scoring Bath County, KY ZIPs: 40334 (26/100), 40358 (26/100), 40360 (26/100), 40371 (26/100), 40374 (25/100), 40311 (19/100). Also scored in Bath County, KY: 40353, 40346.
Across Bath County, KY's scored ZIPs: median home value $153,917, household income $54,970, 13.3% vacancy, 23.8% poverty, 75% owner-occupied, median age 38.3.
Bath County, KY insurance distress 69/100 (#652 in the US); FEMA hazard 74/100 for Bath, KY; 8 federal disaster declarations in Bath County, KY since 2023; 3 Bath, KY NFIP flood claims, $19K paid; Bath, KY construction distress 94/100.
3 banks with 6 branches lend in Bath County, KY; Bath, KY weighted bank stress 72/100, highest 82/100 in Bath, KY.
Bath County, KY unemployment 4.9% (Bath, KY -1.9 pts, six months); Bath, KY home prices +7.0% a year (Bath, KY) over three years.
5,499 housing units in Bath County, KY; 1,290 Bath, KY renter households; 19% of Bath, KY renters spend 30%+ of income on rent, 9% (Bath, KY) half or more.
Bath County, KY ranks #36 nationally on the opportunity index (Bath, KY, among all ranked counties); Bath, KY scores 38.9/100 and Bath, KY sits #5 inside Kentucky. Bath, KY is in the strong_buy opportunity phase; Bath, KY's primary driver is construction, Bath, KY second driver vacancy; Bath, KY moved up 13 places. 3 short-sale listings across Bath, KY; 135 days on market observed in Bath, KY; 13.0% vacancy over 8 Bath, KY ZIPs.
No CFPB county sample covers Bath County, KY. The non-metro area reading for Bath, KY: 1.1% ninety-plus days late; Bath, KY's thirty-to-eighty-nine share is 3.0% (Bath, KY, December 2025 data); Kentucky overall 1.0%.
Bath County, KY has 3 watched banks; 3 Bath, KY banks sit in an elevated band. Bath, KY footprints: Owingsville Banking Co (3 branches, stress 82) in Bath, KY; Citizens Bank (2 branches, stress 54) in Bath, KY; Peoples Bank Of Kentucky Inc (1 branch, stress 77) in Bath, KY.
HUD lists 2 assisted multifamily properties in Bath County, KY with 123 units; 123 Bath, KY units are assisted, 2 Bath, KY properties under project-based Section 8.
801 of the 5,499 housing units in Bath, KY sit vacant.