ZIP 40360 Property Distress & Foreclosure Data

DLRadar grades ZIP 40360 (Bath County, Kentucky) at a low 16/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (63/100). On the structural side it scores 36/100, with 8/100 of stress already active. Property-level stress concentrates in institutional ownership (70/100), structural risk (36/100), mortgage stress (27/100). structural risk (36/100) and mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 42% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

21.5% of residents fall below the poverty threshold. 7,071 residents call 40360 home, typically aged 44. Median household income is $48,898, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. Home values center near $126,300, an affordability ratio of 2.2× — accessible. The ZIP holds roughly 3,376 housing units. Around 15% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 67% of homes, renters 33%. The vacancy rate is 14.8% — elevated.

Taken together, 40360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.