ZIP 40360 Foreclosure, Tax-Lien & Distress Report
Bath County, Kentucky · High Vacancy market
Composite property distress in 40360 (Bath County, Kentucky) lands at 26/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (85/100)). The latent-versus-live split is 59/100 structural and 8/100 already moving. What sets it apart are the readings on construction/permit lag (94/100), institutional ownership (71/100), structural risk (59/100). On the quiet end sit mortgage stress (27/100).
The market reads peak — home values rose 4.4% year on year, and 42% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 7,071 people live here, median age 44. Households earn a median $48,898 — below the roughly $78,000 national figure. About 16% have a four-year degree. A median home runs $126,300 here, or 2.2 times local income. The ZIP holds roughly 3,376 housing units. Around 15% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. 67% of housing is owner-occupied. The vacancy rate is 14.8% — elevated.
Net-net, 40360 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 40360 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 40360's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 40360, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 figure for 40360 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 40360 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 40360
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 40360 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 40360, the same set carried on every parcel.
Other Bath County ZIP codes
Nearest ZIP codes to 40360
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Bath County, Kentucky
Further distress data across Bath County, Kentucky at ZIP, county and state level.
Get the full acquisition report for 40360
See who owns each distressed property in 40360, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology