Bath County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bath County, Kentucky? DLRadar grades every Bath County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Bath County breakdown.
- Bath County's most distressed ZIP is 40334 at 26/100.
- 8 ZIP codes tracked in Bath County, averaging 23/100 distress.
- Bath County reads peak — home values up 4.4% year over year.
- Vacancy runs 13.3% across Bath County's tracked ZIPs, with a 23.8% poverty rate.
- The typical Bath County home is worth about $153,917 against a ~$54,970 median income.
- Lending headwind in Bath County sits at 61/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40334 | 26/100 |
| 2 | 40358 | 26/100 |
| 3 | 40360 | 26/100 |
| 4 | 40371 | 25/100 |
| 5 | 40374 | 23/100 |
| 6 | 40353 | 20/100 |
| 7 | 40346 | 18/100 |
| 8 | 40311 | 16/100 |
Most distressed ZIP codes in Bath County (composite distress 0-100, 2026)
What is driving Bath County distress
Nothing here is estimated: Bath County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Bath County market phase and pricing
Bath County reads peak — home prices rose 4.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Bath County
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Frequently asked questions
Which part of Bath County, KY scores highest for distress?
ZIP 40334 leads Bath County at 26/100, recomputed monthly from public records.
How would you describe the Bath County market phase?
Bath County reads peak, with home prices up 4.4% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Bath County figures be verified?
Every Bath County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 8 Bath County ZIP codes that it runs on every other U.S. county, so Bath County's numbers are directly comparable to any other market.
How much do distress scores vary between Bath County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Bath County ZIPs DLRadar ranks, scores run from 26/100 in 40334 down to 16/100 in 40311, against a Bath County average of 23/100. Because the gap runs to 10 points, Bath County rewards ZIP-level precision.
What do Bath County home values and vacancy say about distressed supply?
The typical Bath County home carries about $153,917 of value against a median household income near $54,970. Vacancy across Bath County's tracked ZIPs runs 13.3% and the poverty rate is 23.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Bath County's foreclosure and lien filings and its 61/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.