Bath County, KY: Home-Insurance Distress & Forced-Sale Pressure
Bath County, KY: 69/100 (elevated) home-insurance distress; Bath, KY band MEDIUM; Bath, KY #652 of 3,222 counties; Bath, KY #73 of 120 in Kentucky.
FEMA hazard, Bath, KY: 74/100; Bath, KY declarations, three years: 8; Bath, KY perils: 2 tropical-storm, 4 severe-storm; Bath, KY five-year count 12 (severity 22.5); Bath, KY ten-year 12; hazard-weighted, Bath, KY: 10.0.
Declared incidents on the Bath, KY record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Bath, KY); 2024 Tropical Storm 3 (Bath, KY).
NFIP claims, Bath, KY, three years: 3; Bath, KY payouts $18,702; per Bath, KY claim $6,234; Bath, KY claim-stress 62/100.
Bath, KY monthly score held, 76 (March 2026) to 76 (October 2026); Bath, KY by month: March 76, April 76, May 73, June 73 (Bath, KY), July 80, August 73, September 71, October 76.
Bath, KY components: climate 85, NFIP claims 62; Bath, KY retreat index 76.
Construction distress, Bath, KY: 94/100 as of August 2026 (Bath, KY: 92/100 one-to-four unit, 18/100 multifamily).
Bath, KY ZIPs, June 2026 (Bath, KY, 8 highest): score 0 (Bath, KY), climate 36 (Bath, KY): 40353; score 0 (Bath, KY), climate 17 (Bath, KY): 40311; score 0 (Bath, KY), climate 15 (Bath, KY): 40374; score 0 (Bath, KY), climate 14 (Bath, KY): 40360; score 0 (Bath, KY), climate 13 (Bath, KY): 40334, 40358; score 0 (Bath, KY), climate 12 (Bath, KY): 40346, 40371.
DLRadar rescores Bath, KY monthly; Bath, KY readings join Bath, KY foreclosure, lien and ownership parcels (Bath, KY), so cost-squeezed Bath, KY owners surface before listing.
Inside Kentucky, Bath County ranks 74th of 120 counties for home-insurance distress at 69/100; Leslie County (69/100) sits just above Bath County, and Graves County (69/100) sits just below Bath County.
Deterministic. Every Bath County, KY signal traces to a public Bath dataset (FEMA, NFIP, Census for Bath, KY) · how insurance distress works in Bath, KY · methodology
FAQ: Bath County, KY insurance distress
What is the Bath County, KY home-insurance-distress score?
Bath, KY: 69/100 (MEDIUM), #652 of 3,222, #73 in Kentucky. FEMA hazard, Bath, KY: 74/100; NFIP stress, Bath, KY: 62/100; construction, Bath, KY: 94/100; Bath, KY rescores monthly.
Is Bath County insurance distress getting better or worse (KY)?
Bath, KY: 76 in March 2026; Bath, KY: 76 in October 2026 (unchanged); Bath, KY climate component 85; Bath, KY NFIP claims score 62.
How many flood-insurance claims has Bath County, KY had?
Bath, KY: 3 NFIP claims, three years; Bath, KY paid $18,702; per Bath, KY claim $6,234; carriers reprice Bath, KY against that record.
Which Bath County ZIP codes carry the most insurance distress (KY)?
Bath, KY, June 2026: 40353 at 0, 40311 at 0, 40374 at 0, 40360 at 0; Bath, KY climate scores there: 36, 17, 15, 14.
Why does Bath, KY insurance distress create sellers?
A Bath, KY premium outruns the Bath, KY budget; a carrier leaves Bath, KY; Bath, KY carrying cost passes plan; Bath, KY owners sell while current; Bath, KY insurance distress leads Bath, KY foreclosure data.