ZIP 41049 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 41049 in Fleming County, Kentucky comes in at 26, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (60/100), institutional ownership (55/100). mortgage stress (23/100) stay muted. Latent structural risk is 60/100 while live distress already moving reads 7/100.

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 19.6% — elevated. The typical home is worth about $158,300 (2.8× income, relatively affordable). The tenure split is 84% owner-occupied to 16% rented. There are about 1,130 housing units across 41049. The poverty rate is 13.9%. Around 23% of renters are cost-burdened. 2,185 residents call 41049 home, typically aged 52. Median household income is $50,208, below the U.S. median near $78,000. Around 15% of adults hold a bachelor's degree or higher. On demographic stress specifically, 41049 scores 27/100.

Net-net, 41049 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 41049 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 41049 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 41049 stays directly comparable to neighboring ZIPs and the rest of Fleming County, Kentucky. Nothing here is interpolated — where a source is thin for 41049, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 41049's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 41049 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.