ZIP 41041 Foreclosure, Tax-Lien & Distress Report

Fleming County, Kentucky's ZIP 41041 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 60 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (60/100), institutional ownership (55/100). mortgage stress (23/100) stay muted.

The market reads expansion — home values rose 5.3% year on year, and 25% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $130,200, an affordability ratio of 2.6× — accessible. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 3,522 housing units. DLRadar's demographic-stress index for the area reads 33/100. Roughly 28.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 11.7% — elevated. Rent burden reaches 45% of tenant households. Median household income is $43,288, below the U.S. median near $78,000. About 7,564 people live here, median age 40. About 22% have a four-year degree.

Taken together, 41041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 41041 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 41041 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Fleming County, Kentucky and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 41041 shows blanks, not estimates, wherever the record is sparse.

The 26/100 for 41041 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 41041 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.