ZIP 41041 Property Distress & Foreclosure Data

Fleming County, Kentucky's ZIP 41041 registers 27/100 composite distress, which DLRadar reads as low. Structural exposure scores 61 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (61/100), institutional ownership (57/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 25% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $130,200, an affordability ratio of 2.6× — accessible. Owners hold 68% of homes, renters 32%. There are about 3,522 housing units across 41041. DLRadar's demographic-stress index for the area reads 33/100. 28.3% of residents fall below the poverty threshold. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 45% of tenant households. Median household income is $43,288, below the U.S. median near $78,000. 7,564 residents call 41041 home, typically aged 40. Educational attainment sits at 22% bachelor's-or-above.

Taken together, 41041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.