Fleming County, KY: Foreclosures, Tax Liens & Distressed Properties
Every ZIP in Fleming County, Kentucky carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. On bank and credit headwind, Fleming County scores 26/100. Individual Fleming County ZIPs score between 20 and 26 on the 0–100 composite. There are 7 scored ZIPs in the county (mean composite 24/100).
The expansion-phase county posted home values that rose 5.3% over twelve months, at 33/100 phase confidence. Even as prices climb, some owners fall behind anyway where the composite stays elevated.
With growth of +5.3% YoY (33/100 confidence), distress still hides in specific ZIPs so buy those and momentum helps on exit. A contained 26/100 bank headwind points the search to tax, code and ownership-change cases over REO.
By composite, 41041 (26/100), 41049 (26/100), 41093 (26/100), 41039 (25/100), 40351 (24/100), 41055 (20/100) top the county — tap any ZIP to go deeper. Coverage extends to 41056 among others.
Demographically, Fleming County's tracked footprint run a 16.7% vacancy rate, 76% owner-occupancy, incomes around $50,099, a median age of 40.8, 19.8% of households below the poverty line, home values averaging roughly $154,557, below the US. Income, equity and tenure like these frame the volume of pressured sellers and the exit liquidity behind them.
At 24/100 composite over 7 ZIPs, distress here is parcel-specific rather than a blanket buy. Inside DLRadar, each Fleming County property carries owner, mailing address, APN, scoring, lienholder detail and an estimated exit speed.
Whether Fleming County, Kentucky carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Fleming County can be compared directly against any county in the country.
The way to work Fleming County, Kentucky is top-down — start with the highest-scoring ZIPs (up to 26/100 here), then drill to the parcels driving those numbers, rather than blanketing Fleming County with undifferentiated outreach. All of it is deterministic and auditable: Fleming County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.
The ZIP breakdown for Fleming County leads with 41041 (26/100), 41049 (26/100), 41093 (26/100), 41039 (25/100), 40351 (24/100), 41055 (20/100). DLRadar also scores 41056 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
DLRadar's composite for Fleming County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 41041 | KY | 26 | |||
| 41049 | KY | 26 | |||
| 41093 | KY | 26 | |||
| 41039 | KY | 25 | |||
| 40351 | KY | 24 | |||
| 41055 | KY | 20 | |||
| 41056 | KY | 20 |
Fleming County ZIPs ranked by distress
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