Fleming County, KY: Foreclosures, Tax Liens & Distressed Properties

Fleming County, KY, Kentucky: 7 ZIP codes scored, Fleming County, KY averaging 24/100 (low, Fleming, KY), from 19 to 27. Fleming County, KY is in its expansion phase (Fleming, KY confidence 33/100): Fleming, KY home prices up 5.3% (Fleming, KY) over twelve months. Fleming County, KY lender headwind: 26/100.

Highest-scoring Fleming County, KY ZIPs: 40351 (27/100), 41041 (26/100), 41049 (26/100), 41093 (26/100), 41039 (25/100), 41055 (19/100). Also scored in Fleming County, KY: 41056.

Across Fleming County, KY's scored ZIPs: median home value $154,557, household income $50,099, 16.7% vacancy, 19.8% poverty, 76% owner-occupied, median age 40.8.

Fleming County, KY insurance distress 65/100 (#795 in the US); FEMA hazard 74/100 for Fleming, KY; 8 federal disaster declarations in Fleming County, KY since 2023; 1 Fleming, KY NFIP flood claims, $1K paid; Fleming, KY construction distress 99/100.

2 banks with 8 branches lend in Fleming County, KY; Fleming, KY weighted bank stress 66/100, highest 77/100 in Fleming, KY.

Fleming County, KY unemployment 4.6% (Fleming, KY -0.8 pts, six months); Fleming, KY home prices +12.8% a year (Fleming, KY) over three years.

6,793 housing units in Fleming County, KY; 1,410 Fleming, KY renter households; 35% of Fleming, KY renters spend 30%+ of income on rent, 15% (Fleming, KY) half or more.

Fleming County, KY ranks #453 nationally on the opportunity index (Fleming, KY, among all ranked counties); Fleming, KY scores 33.7/100 and Fleming, KY sits #34 inside Kentucky. Fleming, KY is in the overheated opportunity phase; Fleming, KY's primary driver is construction, Fleming, KY second driver vacancy; Fleming, KY moved down 247 places. 3 short-sale listings across Fleming, KY; 44 days on market observed in Fleming, KY; 14.1% vacancy over 7 Fleming, KY ZIPs.

No CFPB county sample covers Fleming County, KY. The non-metro area reading for Fleming, KY: 1.1% ninety-plus days late; Fleming, KY's thirty-to-eighty-nine share is 3.0% (Fleming, KY, December 2025 data); Kentucky overall 1.0%.

Fleming County, KY has 2 watched banks; 2 Fleming, KY banks sit in an elevated band. Fleming, KY footprints: Peoples Bank Of Kentucky Inc (5 branches, stress 77) in Fleming, KY; Community Trust Bank Inc (3 branches, stress 47) in Fleming, KY.

HUD lists 1 assisted multifamily property in Fleming County, KY with 60 units; 59 Fleming, KY units are assisted, 1 Fleming, KY properties under project-based Section 8.

934 of the 6,793 housing units in Fleming, KY sit vacant.