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ZIP 41093 Foreclosure, Tax-Lien & Distress Report

Fleming County, Kentucky · High Vacancy market

ZIP 41093's composite property-distress score is 26/100 - DLRadar classes that as low for Fleming County, Kentucky. Its standout signals are construction/permit lag (100/100), structural risk (59/100), institutional ownership (53/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (80/100). The split runs 59/100 structural to 7/100 active on the ground.

The expansion-phase market in 41093 posted values that rose 5.3% over the year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $46,500, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. Around 10% of adults hold a bachelor's degree or higher. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 2,342 residents call 41093 home, typically aged 41. The ZIP holds roughly 1,032 housing units. A median home runs $123,800 here, or 1.7 times local income. Rent burden reaches 100% of tenant households. Owners hold 91% of homes, renters 9%.

Taken together, 41093 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 41093 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 41093 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 41093 reflects the current record instead of a stale or modeled snapshot.

The 26/100 for 41093 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 41093 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
59/100
Structural risk
7/100
Distress activity

ZIP 41093 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk28
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 41093 by the numbers

The live 41093 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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