ZIP 41039 Property Distress & Foreclosure Data

In Fleming County, Kentucky, ZIP 41039 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (59/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 59/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $59,053 — below the roughly $78,000 national figure. About 3,122 people live here, median age 36. Roughly 15.8% live below the poverty line. Around 43% of renters are cost-burdened. A median home runs $119,000 here, or 2.0 times local income. The tenure split is 80% owner-occupied to 20% rented. About 9% have a four-year degree. On demographic stress specifically, 41039 scores 29/100. The ZIP holds roughly 1,186 housing units. The vacancy rate is 9.6%.

Net-net, 41039 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.