ZIP 41039 Foreclosure, Tax-Lien & Distress Report

Fleming County, Kentucky's ZIP 41039 registers 26/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 58/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (86/100).

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $59,053, median income runs below typical U.S. levels. Population is roughly 3,122 with a median age of 36. 15.8% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. The typical home is worth about $119,000 (2.0× income, relatively affordable). 80% of housing is owner-occupied. Around 9% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100. There are about 1,186 housing units across 41039. The vacancy rate is 9.6%.

On balance 41039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 41039 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 41039's 26/100 can be lined up against any neighbor in Fleming County, Kentucky or any ZIP coast to coast. Sparse data for 41039 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 41039 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 41039 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.