ZIP 40374 Foreclosure, Tax-Lien & Distress Report

ZIP code 40374 in Bath County, Kentucky carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 51/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100). Leading the profile are construction/permit lag (69/100), institutional ownership (66/100), structural risk (51/100). By contrast, mortgage stress (27/100) register low.

The neutral-phase market in 40374 posted values that rose 4.6% over the year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 7.8%. 75% of housing is owner-occupied. There are about 865 housing units across 40374. At $40,509, median income runs below typical U.S. levels. On demographic stress specifically, 40374 scores 36/100. About 14% have a four-year degree. Home values center near $115,100, an affordability ratio of 2.6× — accessible. Around 47% of renters are cost-burdened. About 2,667 people live here, median age 33. The poverty rate is 39.0% — high, a tax-stress and distress correlate.

Taken together, 40374 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 40374 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 40374's 23/100 can be lined up against any neighbor in Bath County, Kentucky or any ZIP coast to coast. 40374 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

40374's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 40374 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.