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ZIP 40350 Foreclosure, Tax-Lien & Distress Report

Nicholas County, Kentucky · Distress market

ZIP code 40350 in Nicholas County, Kentucky carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (89/100)). Its standout signals are construction/permit lag (50/100), institutional ownership (48/100), structural risk (36/100). By contrast, structural risk (36/100) register low. The split runs 36/100 structural to 0/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 18/100. Vacancy runs 0.0%. Population is roughly 28. There are about 40 housing units across 40350. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. 100% of housing is owner-occupied. About 0% have a four-year degree.

Broadly, 40350 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 40350 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 40350 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40350 can be compared directly against any other ZIP in Nicholas County, Kentucky or nationwide. Where the public record is thin for 40350, the field stays empty rather than modeled, and fills in as new documents post.

Behind 40350's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 40350 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
36/100
Structural risk
0/100
Distress activity

What is driving ZIP 40350’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk15
40350 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 40350 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 40350, the same set carried on every parcel.

Loading ZIP 40350 stress data…

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Deterministic scoring, sourced entirely from public data · methodology

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