Nicholas County, KY: Foreclosures, Tax Liens & Distressed Properties
Nicholas County, KY, Kentucky: 6 ZIP codes scored, Nicholas County, KY averaging 22/100 (low, Nicholas, KY), from 12 to 26. Nicholas County, KY is in its expansion phase (Nicholas, KY confidence 33/100): Nicholas, KY home prices up 5.3% (Nicholas, KY) over twelve months. Nicholas County, KY lender headwind: 12/100.
Highest-scoring Nicholas County, KY ZIPs: 40361 (26/100), 41039 (26/100), 40374 (25/100), 41031 (22/100), 40311 (19/100), 40350 (12/100).
Across Nicholas County, KY's scored ZIPs: median home value $161,820, household income $57,797, 9.2% vacancy, 16.8% poverty, 77% owner-occupied, median age 38.1.
Nicholas County, KY insurance distress 43/100 (#1,274 in the US); FEMA hazard 84/100 for Nicholas, KY; 12 federal disaster declarations in Nicholas County, KY since 2023; Nicholas, KY construction distress 36/100.
1 bank with 1 branch lend in Nicholas County, KY; Nicholas, KY weighted bank stress 49/100.
Nicholas County, KY unemployment 4.0% (Nicholas, KY -0.3 pts, six months); 2 new housing units permitted in Nicholas County, KY over twelve months, Nicholas, KY up 100% from 1; Nicholas, KY home prices +18.6% a year (Nicholas, KY) over three years.
3,333 housing units in Nicholas County, KY; 781 Nicholas, KY renter households; 32% of Nicholas, KY renters spend 30%+ of income on rent, 23% (Nicholas, KY) half or more.
Nicholas County, KY ranks #172 nationally on the opportunity index (Nicholas, KY, among all ranked counties); Nicholas, KY scores 36.1/100 and Nicholas, KY sits #15 inside Kentucky. Nicholas, KY is in the peak_opportunity opportunity phase; Nicholas, KY's primary driver is vacancy, Nicholas, KY second driver bank institutional; Nicholas, KY moved down 2 places. 2 short-sale listings across Nicholas, KY; 84 days on market observed in Nicholas, KY; 15.9% vacancy over 6 Nicholas, KY ZIPs.
No CFPB county sample covers Nicholas County, KY. The non-metro area reading for Nicholas, KY: 1.1% ninety-plus days late; Nicholas, KY's thirty-to-eighty-nine share is 3.0% (Nicholas, KY, December 2025 data); Kentucky overall 1.0%.
HUD lists 2 assisted multifamily properties in Nicholas County, KY with 68 units; 67 Nicholas, KY units are assisted, 1 Nicholas, KY properties under project-based Section 8.
557 of the 3,333 housing units in Nicholas, KY sit vacant. Nicholas County, KY permitted 0 multifamily units in twelve months; Nicholas, KY's one-to-four unit structures added 2 units in Nicholas County, KY.