ZIP 41031 Property Distress & Foreclosure Data

Composite property distress in 41031 (Harrison County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (53/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (66/100)). On the structural side it scores 53/100, with 7/100 of stress already active.

The peak-phase market in 41031 posted values that rose 4.7% over the year, and 17% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,114 housing units. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Population is roughly 16,748 with a median age of 42. Around 22% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened. The typical home is worth about $212,000 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 30/100. The vacancy rate is 9.5%. At $62,052, median income runs below typical U.S. levels. 70% of housing is owner-occupied.

On balance 41031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.