ZIP 41031 Foreclosure, Tax-Lien & Distress Report
Harrison County, Kentucky · Distress market
ZIP 41031's composite property-distress score is 22/100 - DLRadar classes that as low for Harrison County, Kentucky. What sets it apart are the readings on institutional ownership (62/100), structural risk (50/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (64/100). Structurally it carries 50/100, against 7/100 of stress already in motion.
Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 17% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 7,114 housing units. 16.8% of residents fall below the poverty threshold. 16,748 residents call 41031 home, typically aged 42. Educational attainment sits at 22% bachelor's-or-above. Around 34% of renters are cost-burdened. The typical home is worth about $212,000 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 9.5%. Median household income is $62,052, below the U.S. median near $78,000. The tenure split is 70% owner-occupied to 30% rented.
On balance 41031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 41031 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 41031 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 41031 reflects the current record instead of a stale or modeled snapshot.
41031's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 41031 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 41031’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 41031 distress snapshot
The live 41031 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Harrison County
Nearest ZIP codes to 41031
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 41031
Additional distress intelligence spanning Harrison County, Kentucky by ZIP, county and state.
Unlock parcel-level detail for ZIP 41031
The full 41031 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology