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Harrison County, KY: Foreclosures, Tax Liens & Distressed Properties

Harrison County, KY, Kentucky: 6 ZIP codes scored, Harrison County, KY averaging 22/100 (low, Harrison, KY), from 14 to 27. Harrison County, KY is in its expansion phase (Harrison, KY confidence 33/100): Harrison, KY home prices up 5.3% (Harrison, KY) over twelve months. Harrison County, KY lender headwind: 33/100.

Highest-scoring Harrison County, KY ZIPs: 40370 (27/100), 40361 (26/100), 41003 (22/100), 41031 (22/100), 41010 (18/100), 41064 (14/100).

Across Harrison County, KY's scored ZIPs: median home value $202,383, household income $62,286, 12.8% vacancy, 15.9% poverty, 77% owner-occupied, median age 42.8.

Harrison County, KY insurance distress 74/100 (#526 in the US); FEMA hazard 78/100 for Harrison, KY; 10 federal disaster declarations in Harrison County, KY since 2023; 3 Harrison, KY NFIP flood claims, $51K paid; Harrison, KY construction distress 40/100.

3 banks with 4 branches lend in Harrison County, KY; Harrison, KY weighted bank stress 53/100, highest 62/100 in Harrison, KY.

Harrison County, KY unemployment 3.7% (Harrison, KY -0.5 pts, six months); 76 new housing units permitted in Harrison County, KY over twelve months, Harrison, KY up 15% from 66; Harrison, KY home prices +9.2% a year (Harrison, KY) over three years.

8,186 housing units in Harrison County, KY; 2,144 Harrison, KY renter households; 35% of Harrison, KY renters spend 30%+ of income on rent, 25% (Harrison, KY) half or more.

Harrison County, KY ranks #1,909 nationally on the opportunity index (Harrison, KY, among all ranked counties); Harrison, KY scores 28.0/100 and Harrison, KY sits #103 inside Kentucky. Harrison, KY is in the early_signal opportunity phase; Harrison, KY's primary driver is bank institutional, Harrison, KY second driver vacancy; Harrison, KY moved up 185 places. 3 short-sale listings across Harrison, KY; 123 days on market observed in Harrison, KY; 10.0% vacancy over 6 Harrison, KY ZIPs.

No CFPB county sample covers Harrison County, KY. The non-metro area reading for Harrison, KY: 1.1% ninety-plus days late; Harrison, KY's thirty-to-eighty-nine share is 3.0% (Harrison, KY, December 2025 data); Kentucky overall 1.0%.

Harrison County, KY has 1 watched bank; 1 Harrison, KY bank sits in an elevated band. Harrison, KY footprints: Stock Yards Bank&Trust Co (2 branches, stress 51) in Harrison, KY.

HUD lists 1 assisted multifamily property in Harrison County, KY with 45 units; 45 Harrison, KY units are assisted, 1 Harrison, KY properties under project-based Section 8.

893 of the 8,186 housing units in Harrison, KY sit vacant. Harrison County, KY permitted 0 multifamily units in twelve months; Harrison, KY's one-to-four unit structures added 76 units in Harrison County, KY.

Expansion
Market phase
5.3%
Harrison, KY HPI YoY
0%
Drawdown
33
Harrison confidence

Top Harrison County ZIP codes by stress score

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