ZIP 41055 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41055 (Mason County, Kentucky) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (67/100). On the structural side it scores 43/100, with 5/100 of stress already active. Its heaviest discrete signals: construction/permit lag (72/100), structural risk (43/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (17/100) stay muted.

The expansion-phase market in 41055 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $60,568, median income runs below typical U.S. levels. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Vacancy runs 27.1%, above the national norm and a classic distress-and-opportunity signal. About 24% have a four-year degree. The ZIP holds roughly 946 housing units. The demographic-stress sub-score lands at 28/100. A median home runs $218,500 here, or 3.5 times local income. Population is roughly 1,611 with a median age of 44. Around 8% of renters are cost-burdened. Owners hold 82% of homes, renters 18%.

On the whole, 41055 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 41055 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 41055 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 41055 stays directly comparable to neighboring ZIPs and the rest of Mason County, Kentucky. Nothing here is interpolated — where a source is thin for 41055, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 41055's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 41055 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.