ZIP 45101 Property Distress & Foreclosure Data

ZIP code 45101 in Brown County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). On the structural side it scores 46/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 7% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 41/100. Median household income is $38,352, below the U.S. median near $78,000. Around 41% of renters are cost-burdened. 39.1% of residents fall below the poverty threshold. Home values center near $156,700, an affordability ratio of 3.6× — accessible. Owners hold 58% of homes, renters 42%. The vacancy rate is 20.1% — elevated. The ZIP holds roughly 1,048 housing units. About 1,876 people live here, median age 41.

Net-net, 45101 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.