ZIP 45650 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45650 (Adams County, Ohio) lands at 16/100 — low on DLRadar's public-record scoring. The split runs 38/100 structural to 0/100 active on the ground. Its standout signals are construction/permit lag (50/100), structural risk (38/100), institutional ownership (15/100). On the quiet end sit structural risk (38/100) and institutional ownership (15/100). Climate and flood risk are elevated too — flood (NFIP) exposure (61/100).

The market reads expansion — home values rose 6.0% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 92% owner-occupied to 8% rented. Around 0% of renters are cost-burdened. Population is roughly 303 with a median age of 52. The vacancy rate is 46.6% — elevated. There are about 317 housing units across 45650. DLRadar's demographic-stress index for the area reads 23/100. About 10% have a four-year degree. Median household income is $66,731, below the U.S. median near $78,000. A median home runs $94,400 here, or 1.4 times local income. Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 45650 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 45650 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 45650 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 45650 stays directly comparable to neighboring ZIPs and the rest of Adams County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45650 shows blanks, not estimates, wherever the record is sparse.

Behind 45650's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45650 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.