Adams County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, Ohio? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 45101 at 17/100.
- 13 ZIP codes tracked in Adams County, averaging 16/100 distress.
- Adams County reads expansion — home values up 6.0% year over year.
- Vacancy runs 22.9% across Adams County's tracked ZIPs, with a 20.7% poverty rate.
- The typical Adams County home is worth about $152,790 against a ~$53,323 median income.
- Lending headwind in Adams County sits at 59/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45101 | 17/100 |
| 2 | 45616 | 17/100 |
| 3 | 45657 | 17/100 |
| 4 | 45671 | 17/100 |
| 5 | 45684 | 17/100 |
| 6 | 45105 | 16/100 |
| 7 | 45144 | 16/100 |
| 8 | 45618 | 16/100 |
| 9 | 45650 | 16/100 |
| 10 | 45660 | 16/100 |
| 11 | 45679 | 16/100 |
| 12 | 45693 | 16/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
DLRadar builds Adams County's distress picture only from records anyone can pull; its ZIPs average 16/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Adams County market phase and pricing
Phase for Adams County: expansion (+6.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Adams County
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Common questions
Where is distress highest inside Adams County, OH?
ZIP 45101 leads Adams County at 17/100, recomputed monthly from public records.
Is Adams County expanding or contracting?
The market phase for Adams County is expansion, prices rising 6.0% on the year — derived from the FHFA House Price Index path.
Where does the Adams County data come from?
Every Adams County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Adams County ZIP codes that it runs on every other U.S. county, so Adams County's numbers are directly comparable to any other market.
How much do distress scores vary between Adams County ZIP codes?
Averaging the county conceals how uneven it is. Across the Adams County ZIPs DLRadar ranks, scores run from 17/100 in 45101 down to 16/100 in 45693, against a Adams County average of 16/100. That 1-point gap is why acquisition targeting in Adams County works at ZIP level rather than county level.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $152,790 of value against a median household income near $53,323. Vacancy across Adams County's tracked ZIPs runs 22.9% and the poverty rate is 20.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Adams County's foreclosure and tax-lien filings and its 59/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.