Adams County, OH: Foreclosures, Tax Liens & Distressed Properties

Adams County, OH, Ohio: 13 ZIP codes scored, Adams County, OH averaging 16/100 (low, Adams, OH), from 15 to 17. Adams County, OH is in its expansion phase (Adams, OH confidence 34/100): Adams, OH home prices up 6.0% (Adams, OH) over twelve months. Adams County, OH lender headwind: 59/100.

Highest-scoring Adams County, OH ZIPs: 45616 (17/100), 45684 (17/100), 45101 (16/100), 45105 (16/100), 45618 (16/100), 45650 (16/100). Also scored in Adams County, OH: 45657, 45679, 45693, 45144, 45660, 45671, 45697.

Across Adams County, OH's scored ZIPs: median home value $152,790, household income $53,323, 22.9% vacancy, 20.7% poverty, 71% owner-occupied, median age 43.6.

Adams County, OH insurance distress 20/100 (#2,335 in the US); FEMA hazard 0/100 for Adams, OH; 1 Adams, OH NFIP flood claims, $14K paid; Adams, OH construction distress 46/100.

5 banks with 10 branches lend in Adams County, OH; Adams, OH weighted bank stress 66/100, highest 73/100 in Adams, OH.

Adams County, OH unemployment 4.4% (Adams, OH -2.8 pts, six months); 27 new housing units permitted in Adams County, OH over twelve months, Adams, OH up 0% from 27; Adams, OH home prices +8.3% a year (Adams, OH) over three years.

12,733 housing units in Adams County, OH; 2,967 Adams, OH renter households; 39% of Adams, OH renters spend 30%+ of income on rent, 18% (Adams, OH) half or more.

Adams County, OH ranks #1,405 nationally on the opportunity index (Adams, OH, among all ranked counties); Adams, OH scores 29.7/100 and Adams, OH sits #9 inside Ohio. Adams, OH is in the early_signal opportunity phase; Adams, OH's primary driver is vacancy, Adams, OH second driver bank institutional; Adams, OH moved down 162 places. 4 short-sale listings across Adams, OH; 81 days on market observed in Adams, OH; 17.7% vacancy over 13 Adams, OH ZIPs.

No CFPB county sample covers Adams County, OH. The non-metro area reading for Adams, OH: 1.4% ninety-plus days late; Adams, OH's thirty-to-eighty-nine share is 3.4% (Adams, OH, December 2025 data); Ohio overall 1.0%.

Adams County, OH has 4 watched banks; 4 Adams, OH banks sit in an elevated band. Adams, OH footprints: First State Bank (5 branches, stress 73) in Adams, OH; Southern Hills Cmty Bank (2 branches, stress 67) in Adams, OH; Fifth Third Bank Na (1 branch, stress 62) in Adams, OH.

HUD lists 5 assisted multifamily properties in Adams County, OH with 115 units; 114 Adams, OH units are assisted, 2 Adams, OH properties under project-based Section 8.

2,312 of the 12,733 housing units in Adams, OH sit vacant. Adams County, OH permitted 6 multifamily units in twelve months; Adams, OH's one-to-four unit structures added 21 units in Adams County, OH.