Adams County, OH: Home-Insurance Distress & Forced-Sale Pressure
Adams County, OH: 20/100 (low) home-insurance distress; Adams, OH band LOW; Adams, OH #2,335 of 3,222 counties; Adams, OH #52 of 88 in Ohio; raw Adams, OH 23.0; Adams, OH coverage multiplier 0.85.
FEMA hazard, Adams, OH: 0/100; Adams, OH declarations, three years: none.
NFIP claims, Adams, OH, three years: 1; Adams, OH payouts $13,893; per Adams, OH claim $13,893; Adams, OH claim-stress 57/100.
Adams, OH monthly score fell, 21 (March 2026) to 20 (October 2026); Adams, OH by month: March 21, April 21, May 21, June 21 (Adams, OH), July 21, August 21, September 21, October 20.
Adams, OH components: NFIP claims 57; Adams, OH retreat index 20; Adams, OH climate multiplier 0.85.
Construction distress, Adams, OH: 46/100 as of August 2026 (Adams, OH: 66/100 one-to-four unit, 0/100 multifamily).
Adams, OH ZIPs, June 2026 (Adams, OH, 13 highest): score 0 (Adams, OH), climate 66 (Adams, OH): 45657; score 0 (Adams, OH), climate 65 (Adams, OH): 45671; score 0 (Adams, OH), climate 59 (Adams, OH): 45101; score 0 (Adams, OH), climate 55 (Adams, OH): 45684; score 0 (Adams, OH), climate 51 (Adams, OH): 45616; score 0 (Adams, OH), climate 49 (Adams, OH): 45697; score 0 (Adams, OH), climate 46 (Adams, OH): 45144; score 0 (Adams, OH), climate 44 (Adams, OH): 45105, 45618, 45650, 45660, Adams, OH 45679, 45693.
DLRadar rescores Adams, OH monthly; Adams, OH readings join Adams, OH foreclosure, lien and ownership parcels (Adams, OH), so cost-squeezed Adams, OH owners surface before listing.
Inside Ohio, Adams County ranks 52nd of 88 counties for home-insurance distress at 20/100; Wyandot County (20/100) sits just above Adams County, and Fulton County (20/100) sits just below Adams County.
Deterministic. Every Adams County, OH signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, OH) · how insurance distress works in Adams, OH · methodology
FAQ: Adams County, OH insurance distress
What is the Adams County, OH home-insurance-distress score?
Adams, OH: 20/100 (LOW), #2,335 of 3,222, #52 in Ohio. FEMA hazard, Adams, OH: 0/100; NFIP stress, Adams, OH: 57/100; construction, Adams, OH: 46/100; Adams, OH rescores monthly.
Is Adams County insurance distress getting better or worse (OH)?
Adams, OH: 21 in March 2026; Adams, OH: 20 in October 2026 (better); Adams, OH NFIP claims score 57.
How many flood-insurance claims has Adams County, OH had?
Adams, OH: 1 NFIP claims, three years; Adams, OH paid $13,893; per Adams, OH claim $13,893; carriers reprice Adams, OH against that record.
Which Adams County ZIP codes carry the most insurance distress (OH)?
Adams, OH, June 2026: 45657 at 0, 45671 at 0, 45101 at 0, 45684 at 0; Adams, OH climate scores there: 66, 65, 59, 55.
Why does Adams, OH insurance distress create sellers?
A Adams, OH premium outruns the Adams, OH budget; a carrier leaves Adams, OH; Adams, OH carrying cost passes plan; Adams, OH owners sell while current; Adams, OH insurance distress leads Adams, OH foreclosure data.