ZIP 45660 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45660 (Adams County, Ohio) lands at 16/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (45/100), structural risk (37/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). On the structural side it scores 37/100, with 3/100 of stress already active.

The expansion-phase market in 45660 posted values that rose 5.9% over the year, and 14% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 3,590 housing units across 45660. DLRadar's demographic-stress index for the area reads 34/100. About 12% have a four-year degree. Around 39% of renters are cost-burdened. 24.1% of residents fall below the poverty threshold. 7,817 residents call 45660 home, typically aged 42. The typical home is worth about $161,600 (2.9× income, relatively affordable). 69% of housing is owner-occupied. At $54,904, median income runs below typical U.S. levels. The vacancy rate is 15.9% — elevated.

On the whole, 45660 leans distressed, with opportunity clustered in specific stressed parcels. 45660 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 45660 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Adams County, Ohio and the nation. Where the public record is thin for 45660, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45660's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45660 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.