ZIP 45660 Property Distress & Foreclosure Data

ZIP code 45660 in Adams County, Ohio carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (62/100)). The latent-versus-live split is 43/100 structural and 3/100 already moving.

The peak-phase market in 45660 posted values that rose 4.9% over the year, and 14% higher over three years (phase confidence 42/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,590 housing units. On demographic stress specifically, 45660 scores 34/100. About 12% have a four-year degree. Around 39% of renters are cost-burdened. Roughly 24.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 7,817 with a median age of 42. A median home runs $161,600 here, or 2.9 times local income. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $54,904 — below the roughly $78,000 national figure. The vacancy rate is 15.9% — elevated.

On the whole, 45660 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.